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You'll have to take a new medical exam and go through underwriting again, but if your health has improved or if you're further away from your smoking quit date or other medical event you may get a better health classification and lower premiums

Meantime, you have a responsibility to yourself and others to: 1

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By inflating prices, tobacco companies pocket more than Tk 7,000 crore annually , while the government loses out on an estimated Tk 5,000 crore in tax revenue

If you want to give your pipe a more thorough clean, you can jump straight to the weekly routine process